Instant Personal Loan Up To ₹5 lakhs
100% digital process
Cash in 2 minutes
0 foreclosure charges
100% digital processCash in 2 minutes0 foreclosure charges
No collateral required
Affordable interest rates
100% digital process
Zero foreclosure charges
Flexi repayment options
Cash in 2 mins
| Particulars | Rates and Charges |
|---|---|
| Interest Rates | Starting from 16% p.a. On a reduced balance basis |
| Processing Fees | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Foreclosure Charges | Nil |
Note: Updated charges as of 31st August 2024
Personal Loan Eligibility
Age: You must be between the ages of 21 to 55 years.
A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.
You must be a resident of India.
Personal Loan Documents
A Selfie: A clear picture of yours with proper lighting
Proof of Identity: Passport/ Aadhaar card/ PAN card/ Driver’s license
Proof of Address: Passport/Rent agreement/Utility bills/Voter’s ID
Proof of Income: Bank statement/ Salary slips for the last 3 months
You can connect with us for every query you encounter through call or email.
Reach out on 020-67639797 or mail to us at care@fibe.in
You can connect with us for every query you encounter through call or email. Reach out on 020-67639797 or mail to us at care@fibe.in
Subham Pawar
Shilpi Mukherjee
Fibe Personal Loan is designed to meet all your financial needs with ease and flexibility. Whether it's for an unexpected expense, a dream vacation or consolidating existing debts, Fibe offers a straightforward solution. With competitive interest rates, flexible repayment options and a 100% digital, quick application process, accessing funds when needed most has never been simpler.
The loan amount is tailored to suit your specific requirements, ensuring you only borrow what you need, with manageable monthly payments. The application process is fully digital, reducing the need for paperwork and speeding up approval times. Once approved, the funds are disbursed directly into your account in just 2 minutes, providing instant access to the cash you need.
Fibe's commitment to customer service means you can rely on clear communication, transparency and support throughout your loan journey. Whether you're planning for the future or handling an unexpected cost, an instant personal loan is a reliable choice that aligns with your financial goals.
Fibe offers personal loans ranging from ₹5,000 to ₹5,00,000, depending on eligibility and requirements.
No, you do not need to pledge any assets or collateral to avail of a Fibe Personal Loan.
Fibe typically approves personal loans instantly and disburse cash within 2 minutes, subject to eligibility.
The maximum tenure for a Fibe personal loan is 36 months.
You can repay the loan in easy EMIs with a flexi repayment tenure auto-debit, net banking or UPI, ensuring a hassle-free process.
Yes, address proof is compulsory to avail of a personal loan from Fibe.
There are no fees associated with negotiating the interest rate on a Fibe personal loan.
Personal loan repayments themselves are not taxable, but any interest paid can be claimed under certain conditions.
Fibe does not charge penalties for early loan repayment, promoting financial flexibility. There are zero foreclosure charges.
Yes, Fibe personal loan interest rates may vary depending on the loan amount and tenure.
Yes, Fibe personal loans are approved by the Reserve Bank of India (RBI).
While a good CIBIL score increases approval chances, it does not guarantee personal loan approval from Fibe. Even a ‘new to credit’ individual can opt for a personal loan from Fibe.
Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
